Terms of Service
Last updated October 2026.
1. The service
Irradiance is a publisher of impersonal research for a general paid readership. We provide research and educational content about markets. We do not provide personalized investment advice, we do not manage client assets, and we do not execute trades.
2. No investment advice
Content on Irradiance — including grades, scores, signals, screens, and community posts — is research and education only. It is not a recommendation to buy or sell any security. You are responsible for your own investment decisions.
3. Membership and billing
Paid memberships renew automatically until canceled. Upgrades apply immediately with proration; downgrades take effect at the end of the billing period. Trials convert to paid memberships unless canceled, with a reminder email 48 hours before conversion.
4. Community content
You retain ownership of what you post. Trade posts with platform-captured prices are immutable. We may remove content that violates our community guidelines, and moderator actions are logged and appealable.
These documents are drafts for the preview build and are not legal advice. Securities counsel must review all terms before launch.